Privacy Policy
Effective Date: [Insert Date]
Privacy Policy
This Privacy Policy (“Policy”) describes how LeaseLedger, a registered DBA of DRF Finance Inc. (“Company,” “we,” “us,” or “our”), processes information in connection with the operation of the LeaseLedger website and its rental payment data furnishing activities.
LeaseLedger operates as a rental payment data servicer and furnisher working with participating housing providers. This Policy applies to information collected through the Website and to information processed in connection with LeaseLedger’s rental payment data furnishing operations.
1. Nature of Operations
LeaseLedger receives rental payment performance information from participating housing providers, performs validation procedures, and furnishes verified rental payment performance data to consumer reporting agencies in accordance with applicable law.
The Company does not:
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Act as a landlord or property manager
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Collect rent payments
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Extend credit
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Provide credit repair services
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Guarantee any credit score outcome
LeaseLedger processes rental payment performance information solely for furnishing and related compliance purposes.
2. Categories of Information Processed
LeaseLedger may process the following categories of information:
A. Information Received from Housing Providers
In connection with furnishing activities, LeaseLedger may receive rental payment performance information, which may include:
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Tenant name
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Address
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Identifying information necessary for file matching
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Lease obligation details
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Payment history
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Account status information
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Documentation relevant to dispute investigation
LeaseLedger processes this information solely for validation, furnishing, and dispute handling purposes.
B. Website Inquiry Information
If you contact LeaseLedger through the Website, we may collect:
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Name
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Email address
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Phone number
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Mailing address (if provided)
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Contents of your message
This information is used to respond to inquiries or process compliance-related communications.
C. Limited Technical Information
The Website may collect limited technical information such as IP address, browser type, and device information for security monitoring and Website functionality.
3. Purpose of Processing
LeaseLedger processes information for the following purposes:
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Validating rental payment performance information
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Furnishing verified data to consumer reporting agencies
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Investigating disputes
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Responding to compliance-related inquiries
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Maintaining Website functionality and security
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Complying with legal and regulatory obligations
LeaseLedger does not sell personal information and does not use personal information for advertising purposes.
4. Disclosure of Information
LeaseLedger may disclose information:
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To consumer reporting agencies in accordance with applicable law
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To service providers that support system hosting, data processing, or security operations, subject to confidentiality obligations
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When required by law, court order, or regulatory authority
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To protect the rights, safety, or security of LeaseLedger or others
LeaseLedger does not disclose personal information for marketing or cross-context behavioral advertising.
5. Data Retention
LeaseLedger retains rental payment performance information and related records for periods reasonably necessary to:
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Support furnishing activities
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Conduct dispute investigations
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Comply with record retention obligations
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Satisfy legal or regulatory requirements
Information subject to an active dispute, investigation, or legal hold will be retained until resolution.
Secure destruction procedures are implemented when information is no longer required.
6. Data Security
LeaseLedger maintains administrative, technical, and physical safeguards designed to protect information from unauthorized access, use, alteration, or disclosure.
Safeguards include:
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Role-based access controls
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Secure transmission protocols
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Restricted access to sensitive data
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Internal review and oversight procedures
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Secure data retention and destruction standards
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While no system can guarantee absolute security, LeaseLedger maintains safeguards appropriate to the sensitivity of rental payment performance information.
7. Consumer Disputes
Consumers whose rental payment performance information has been furnished by LeaseLedger may dispute information through the applicable consumer reporting agency or by contacting LeaseLedger directly at:
LeaseLedger conducts reasonable investigations in accordance with applicable law and established procedures.
8. State Privacy Rights
Residents of certain states may have rights under applicable privacy laws to request access to, correction of, or deletion of certain personal information, subject to legal exemptions.
Requests may be submitted to compliance@leaseledger.org. Identity verification may be required before processing requests.
LeaseLedger will evaluate and respond to verified requests in accordance with applicable law.
9. Changes to This Policy
LeaseLedger may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.
10. Contact Information
LeaseLedger
305 Lincoln Road, Floor 2
Miami Beach, FL 33139
LeaseLedger is a registered DBA of DRF Finance Inc.